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Feedback about Hickam Federal Credit Union?
Here you get acquainted with the reviews of our customers.
Great staff that is friendly.
Miss Elisabeth Grady PhD
Customer service is awful.
Dr. Edna Kessler DDS
Dont go here its so, bad!!
Juliet Wilderman
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The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted general information about payday loans.
Payday Loans in Honolulu, Hawaii
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.
Payday loans in Honolulu, Hawaii are taken out hassle-free. The interest percentage is dependent on the borrower's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
460%*
Max Loan
$600
Min Term
Not Specified
Max Term
32 days
How will Hickam Federal Credit Union help issue a loan in Honolulu, Hawaii?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Honolulu, hi review this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be prepared to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only solve current issues, but improve the credit rating.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in Honolulu, Hawaii
OneMain Financial
315 Makaala St Ste 112, Hilo, HI 96720, USA
+1 (808) 961-3431
www.onemainfinancial.com
First Hawaiian Bank Honokaa Branch
45-3538 Mamane St, Honokaa, HI 96727, USA
+1 (808) 775-7276
www.fhb.com
Hawaii National Bank - Hawaii Kai Branch
266 Lunalilo Home Rd, Honolulu, HI 96825, USA
+1 (808) 397-3351
www.hawaiinational.bank
Honolulu Federal Credit Union (HOCU)
91-1717 B, Fort Weaver Rd, Ewa Beach, HI 96706, USA
+1 (808) 777-5646
myhocu.com
OneMain Financial
4370 Kukui Grove St #104, Lihue, HI 96766, USA
+1 (808) 245-5611
www.onemainfinancial.com
Pearl Hawaii Federal Credit Union (PHFCU)
Kapiolani Business Plaza, 1580 Makaloa St Suite 100, Honolulu, HI 96814, USA
+1 (808) 737-4328
pearlhawaii.com
