Domain Info
Created Date
2004-03-21
Mailing Address
94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States
Company Name
Pearl Hawaii Federal Credit Union
Pearl Hawaii Federal Credit Union
What people think about Pearl Hawaii Federal Credit Union (PHFCU)?
Below you find some of the testimonials of our customers.
Online application. I only entered an ID and a bank account. Immedaite lending decision. The first time I was approved for $600 only. Hope the limit will increase next time. APR is competitive. Repaid the debt earlier than agreed. If required, the term can be also extended.
Thad Gutkowski
I asked Pearl Hawaii Federal Credit Union (PHFCU) for a little support. Everything was done very fast. Had the money in my account the same morning. Employees are very understading. Good experience!
Cassidy Abshire
I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this site on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I wanted.
Katlynn Predovic
Used Pearl Hawaii Federal Credit Union (PHFCU) for the 4th time. The lender is fair. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra cash.
Assunta Koelpin
Pearl Hawaii Federal Credit Union (PHFCU) seems reliable. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.
Dax Deckow
Important
Above there is information about a definite lender. Below you can review common features of payday loans.
Payday Loans in Honolulu, Hawaii
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Online cash advance loans can be the best solution to your unexpected financial issues in Honolulu , Hawaii because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
APR
460%*
Max Loan
$600
Min Term
Not Specified
Max Term
32 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
Other Payday Lenders in Honolulu, Hawaii
OneMain Financial
75-5660 Kopiko St Ste D-2, Kailua-Kona, HI 96740, USA
+1 (808) 331-2484
www.onemainfinancial.com
Pearl Hawaii Federal Credit Union (PHFCU)
91-1401 Fort Weaver Rd #A102, Ewa Beach, HI 96706, USA
+1 (808) 737-4328
pearlhawaii.com
Easy Money EMG
310 Alamaha St Suite 1A & 1B, Kahului, HI 96732, USA
+1 (808) 871-6369
www.easymoneynow.com
Honolulu Federal Credit Union (HOCU)
91-1717 B, Fort Weaver Rd, Ewa Beach, HI 96706, USA
+1 (808) 777-5646
myhocu.com
American Savings Bank
81-6644 Mamalahoa Hwy, Kealakekua, HI 96750, USA
+1 (800) 272-2566
www.asbhawaii.com
Hawaii National Bank - Kahului Branch
50 S Puunene Ave, Kahului, HI 96732, USA
+1 (808) 877-7575
www.hawaiinational.bank
First Hawaiian Bank Kahului Branch
20 W Kaahumanu Ave, Kahului, HI 96732, USA
+1 (808) 877-2311
www.fhb.com
