Welcome to Our Online Loan Referral Service

4 2 reviews

Kapiolani Business Plaza, 1580 Makaloa St Suite 100, Honolulu, HI 96814, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
Closed

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

What people think about Pearl Hawaii Federal Credit Union (PHFCU)?

Below you find some of the testimonials of our customers.

Online application. I only entered an ID and a bank account. Immedaite lending decision. The first time I was approved for $600 only. Hope the limit will increase next time. APR is competitive. Repaid the debt earlier than agreed. If required, the term can be also extended.

Thad Gutkowski

I asked Pearl Hawaii Federal Credit Union (PHFCU) for a little support. Everything was done very fast. Had the money in my account the same morning. Employees are very understading. Good experience!

Cassidy Abshire

I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this site on the Internet. Other lender charged sky high rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I wanted.

Katlynn Predovic

Used Pearl Hawaii Federal Credit Union (PHFCU) for the 4th time. The lender is fair. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra cash.

Assunta Koelpin

Pearl Hawaii Federal Credit Union (PHFCU) seems reliable. At least they charge no hidden fees. This was the only lender that accepted me for a cash advance.

Dax Deckow

Important

Above there is information about a definite lender. Below you can review common features of payday loans.

Payday Loans in Honolulu, Hawaii

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online cash advance loans can be the best solution to your unexpected financial issues in Honolulu , Hawaii because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Honolulu, Hawaii

Bank of Hawaii

55 Pukalani St Ste. 1, Makawao, HI 96768, USA

+1 (808) 572-7242

www.boh.com

Kaneohe Pawn

45-1054 Kamehameha Hwy, Kaneohe, HI 96744, USA

+1 (808) 247-7296

American Savings Bank - ATM

55 Pukalani St, Pukalani, HI 96768, USA

www.asbhawaii.com

Ria Money Transfer

101 Pakaula St, Kahului, HI 96732, USA

+1 (808) 871-7820

www.riamoneytransfer.com

First Hawaiian Bank Atm

68-1845 Waikoloa Rd, Waikoloa Village, HI 96738, USA

+1 (808) 883-8555

www.fhb.com

Ko'olau Federal Credit Union

Kaneohe Station, 6699 Mokapu Rd, Kailua, HI 96734, USA

+1 (808) 254-3566

www.koolaufcu.org

Omni Military Loans

897 Kamehameha Hwy #102, Pearl City, HI 96782, USA

+1 (702) 437-6057

www.omnimilitaryloans.com

Bank of Hawaii ATM

1 Keolani Pl, Kahului, HI 96732, USA

+1 (888) 643-3888

www.boh.com

Big Island Fed Credit Union

66 Lono St, Hilo, HI 96720, USA

+1 (808) 935-9778

www.bigislandfcu.com

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