Welcome to Our Online Loan Referral Service

3.8 5 reviews

1357 Kapiolani Blvd #102, Honolulu, HI 96814, USA
+1 (808) 237-6551
www.ohanapacificbank.com
Friday
8:30AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2005-02-10

Mailing Address

Hawaii, United States

Company Name

Ohana Pacific Bank

Ohana Pacific Bank

Contact Data

Feedback about Ohana Pacific Bank?

Here you get acquainted with the reviews of our clients.

I got into one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Ohana Pacific Bank in Honolulu seemed to me the most efficient.

Harvey Boyle

I'm not ashamed to borrow money from Ohana Pacific Bank, now the whole world lives like this. I have already used loans many times, everything is convenient.

Leta Weimann I

Ohana Pacific Bank seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Ms. Catherine Swaniawski I

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Honolulu, Hawaii is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Ohana Pacific Bank help take out a payday loan in Honolulu, Hawaii?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Honolulu, hi will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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