OneMain Financial Payday Loans Review

4.2 10 reviews

Loan agency in Honolulu, Hawaii

Organization owner?

2320 S King St, Honolulu, HI 96826, USA

+1 (808) 949-2911

www.onemainfinancial.com

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the reviews of our clients.

Excellent service, speed, friendly.

Jan Nitzsche

People are very unprofessional.

Ms. Jammie Swaniawski

Best place to make a loan for whatever you need!😃🎆🎆🎆🎆🤗🤗

Ozella Russel

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Honolulu, Hawaii is taken out easily and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will OneMain Financial help issue a loan in Honolulu, Hawaii?

24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Honolulu, Hawaii. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Honolulu, Hawaii

Hawaii First Federal Credit Union

67-1187 Hawaii Belt Rd, Waimea, HI 96743, USA

+1 (808) 885-7349

www.hawaiifirstfcu.com

First Hawaiian Bank ATM

69-201 Waikoloa Beach Dr, Waikoloa Village, HI 96738, USA

+1 (808) 844-4444

locations.fhb.com

Gather Federal Credit Union

Shopping Center, 4469 Waialo Rd, Eleele, HI 96705, USA

+1 (808) 245-6791

gatherfcu.org