What people think about First Money Center?
Below you find some of the opinions of our customers.
It needed to improve my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via First Money Center. Took out 2 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.
Mikel Gutmann
I took out for a $1,000 cash advance when I needed money after vacation. There simply was no other way out. I came across this site on the Internet. Other lender charged unbelievable rates. One lender declined me, another approved me for a smaller amount but here it got as much as I needed.
Whitney Mitchell
Important
The previous three items describe a precise financial institution. But below you can read general details about payday loans.
Payday Loans in Kahului, Hawaii
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is trouble-free and fast to get approved for payday loans in Kahului, Hawaii. The APR will be set specifically for each case and will depend on the personal data the borrower filled in.
APR
460%*
Max Loan
$600
Min Term
Not Specified
Max Term
32 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.
APR Calculator
Other Payday Lenders in Kahului, Hawaii
First Hawaiian Bank ATM (Minit Stop Laupahoehoe)
Minit Stop, 36-2266 Hawaii Belt Rd, Laupahoehoe, HI 96764, USA
+1 (888) 844-4444
www.fhb.com
First Hawaiian Bank Kahuku Branch
56-565 Kamehameha Hwy, Kahuku, HI 96731, USA
+1 (808) 293-9271
www.fhb.com
Edward Jones - Financial Advisor: Dustin R Insley
12 Kiopaa St Ste #103, Pukalani, HI 96768, USA
+1 (808) 573-7500
www.edwardjones.com
Pearl Hawaii Federal Credit Union (PHFCU)
91-1401 Fort Weaver Rd #A102, Ewa Beach, HI 96706, USA
+1 (808) 737-4328
pearlhawaii.com
