American Savings Bank Payday Loans Review

4.1 19 reviews

Organization owner?

75-5644 Palani Rd, Kailua-Kona, HI 96740, USA

+1 (800) 272-2566

www.asbhawaii.com

Friday

8AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Domain Info

Created Date

1998-12-17

Mailing Address

PO BOX 2300, HONOLULU, HI, 96804-2300, United States

Company Name

American Savings Bank

Contact Data

[email protected]

+1.8088464737

Feedback about American Savings Bank?

Here you read the feedback of our customers.

I absolutely love this Bank best customer service and very helpful.

Loyal Lesch

They don't care about their clients or about service.

Herta McClure

Super friendly and efficient!

Mr. Liam Effertz

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Kailua Kona, Hawaii

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Kailua Kona, Hawaii are issued problem-free. The interest rate is conditional on the borrower's personal information: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will American Savings Bank help take out a loan in Kailua Kona, Hawaii?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval percentage. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Kailua Kona, Hawaii. The company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Kailua Kona, Hawaii

HFS Federal Credit Union - Honoka‘a

6971, 45-3600 Mamane St, Honokaa, HI 96727, USA

+1 (808) 930-1400

hfsfcu.org

Money Mart

719 Kamehameha Hwy Ste A101, Pearl City, HI 96782, USA

+1 (808) 455-3500

www.moneymart.com