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Feedback about Ko'olau Federal Credit Union?
Here you read the feedback of our clients.
Very good people to do business with.
Kyle Ryan
Extremely slow service.
Ms. Raphaelle McClure
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Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Kailua, Hawaii
Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
Problem-free financial products are considered as payday loans in Kailua, hi. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.
APR
460%*
Max Loan
$600
Min Term
Not Specified
Max Term
32 days
How will Ko'olau Federal Credit Union help take out a payday loan in Kailua, Hawaii?
- 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Kailua, Hawaii. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Kailua, Hawaii
Hawaii State Federal Credit Union
95-1095 ʻĀinamakua Dr #9, Mililani, HI 96789, USA
+1 (808) 791-1180
www.hawaiistatefcu.com
First Hawaiian Bank Atm
68-1845 Waikoloa Rd, Waikoloa Village, HI 96738, USA
+1 (808) 883-8555
www.fhb.com
Hickam Federal Credit Union
Kiosk Branch, 4211 Waialae Ave, Honolulu, HI 96816, USA
+1 (808) 423-1391
www.hickamfcu.org
First Hawaiian Bank Waimea Branch
4525 Panako Rd, Waimea, HI 96796, USA
+1 (808) 338-1611
www.fhb.com
First Hawaiian Bank Kahului Branch
20 W Kaahumanu Ave, Kahului, HI 96732, USA
+1 (808) 877-2311
www.fhb.com
Edward Jones - Financial Advisor: Chad M Nakamura, CFP®|AAMS®|CRPS®
590 Farrington Hwy Ste 515, Kapolei, HI 96707, USA
+1 (808) 674-9218
www.edwardjones.com
