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Feedback about Ko'olau Federal Credit Union?
Here you get acquainted with the feedback of our clients.
Ko'olau Federal Credit Union applied for a cash advance secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.
Herman Hane
I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.
Nestor Watsica
want to express my deep gratitude to Ko'olau Federal Credit Union for believing my case. I had some problems with a credit score, but this service helped me and took out a loan.
Mrs. Krista Miller
I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.
Mr. Elwyn Morar
Pay Attention
Lending companies are shown in the first three points. Below info defines shared information about payday loans.
Payday Loans in Kailua, Hawaii
A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.
This financial product in Kailua, Hawaii is issued simply and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.
APR
460%*
Max Loan
$600
Min Term
Not Specified
Max Term
32 days
How will Ko'olau Federal Credit Union help issue a loan in Kailua, Hawaii?
- Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with customer data. It will take several minutes to consider the application. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill in the following data:
After filling in an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Kailua, Hawaii. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Kailua, Hawaii
Kauai Government Employees Federal Credit Union
2976 Ewalu St, Lihue, HI 96766, USA
+1 (808) 245-2463
www.kgefcu.org
First Hawaiian Bank ATM (Minit Stop Kawaihae)
61-3657 Akoni Pule Hwy, Waimea, HI 96743, USA
+1 (888) 844-4444
www.fhb.com
First Hawaiian Bank ATM (Malama Market)
Malama Market, 66-190 Kamehameha Hwy, Haleiwa, HI 96712, USA
+1 (808) 844-4444
www.fhb.com
Hamakua Federal Credit Union
28-490 Kaakepa St, Pepeekeo, HI 96783, USA
+1 (808) 964-5566
www.hamakuafcu.org
First Hawaiian Bank ATM (Walgreens Kaneohe)
46-021 Kamehameha Hwy, Kaneohe, HI 96744, USA
+1 (808) 844-4444
www.fhb.com
Bank of Hawaii ATM
Times Supermarket, 1310 S Kihei Rd, Kihei, HI 96753, USA
+1 (888) 643-3888
www.boh.com
First Hawaiian Bank ATM (Home Depot Kapolei)
4600 Kapolei Pkwy, Kapolei, HI 96707, USA
+1 (808) 844-4444
www.fhb.com
