First Money Center Payday Loans Review

Organization owner?

3-3122 Kuhio Hwy, Lihue, HI 96766, USA

+1 (808) 245-2290

Feedback about First Money Center?

Here you see the feedback of our clients.

Yesterday I needed money, I decided to addressed First Money Center. They quickly approved the amount needed, and besides, they offered favorable terms at a low interest rate.

Emmy Maggio V

First Money Center seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Brionna Considine

Thanks to the specialists for the reliable service. They assisted in difficult times. For application you only need an ID.

Dr. Vallie Murazik

First Money Center applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Mrs. Estel Miller PhD

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Lihue, Hawaii

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Lihue, Hawaii is taken out easily and fast. The interest rate is specified depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will First Money Center help issue a payday loan in Lihue, Hawaii?

24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lihue, Hawaii. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Lihue, Hawaii

The Money Store

140 Hoohana St Suite 320, Kahului, HI 96732, USA

+1 (808) 276-0571

kahului-hi.themoneystore.com

First Hawaiian Bank ATM (Sueoka Store)

Sueoka Store, 5392 Koloa Rd, Koloa, HI 96756, USA

+1 (888) 844-4444

www.fhb.com

Hickam Federal Credit Union

40 Hickam Ct, Honolulu, HI 96818, USA

+1 (808) 423-1391

www.hickamfcu.org

Bank of Hawaii ATM

9861 Waimea Rd, Waimea, HI 96796, USA

+1 (888) 643-3888

www.boh.com

Bank of Hawaii ATM

4405 HI-30, Lahaina, HI 96761, USA

+1 (888) 643-3888

www.boh.com

Safety Loan Co

2255 N School St, Honolulu, HI 96819, USA

+1 (808) 847-3755

OneMain Financial

315 Makaala St Ste 112, Hilo, HI 96720, USA

+1 (808) 961-3431

www.onemainfinancial.com

First Hawaiian Bank ATM (Walgreens Kailua)

Walgreens, 56 Oneawa St, Kailua, HI 96734, USA

+1 (808) 844-4444