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85-866 Farrington Hwy, Waianae, HI 96792, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

Feedback about Pearl Hawaii Federal Credit Union (PHFCU)?

Here you read the feedback of our customers.

I like going there,its fast with really nice workers!!!..🤙🤙🤙

Ayla Fritsch

Employees will not acknowledge mistake.

Pierce Frami

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Waianae, Hawaii

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Waianae, hi. They are issued at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Pearl Hawaii Federal Credit Union (PHFCU) help take out a loan in Waianae, Hawaii?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a loan. The lender review many aspects such as financial abilities to approve the request. Payday loans in Waianae, Hawaii may help enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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First Hawaiian Bank ATM

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Easy Money EMG

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Ko'olau Federal Credit Union

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Bank of Hawaii ATM

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+1 (888) 643-3888

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First Hawaiian Bank ATM (Kukui'ula Village)

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+1 (888) 844-4444

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Kihei Kash LLC

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First Hawaiian Bank ATM

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