Welcome to Our Online Loan Referral Service

4.2 23 reviews

94-449 Ukeʻe Street, Waipahu, HI 96797, USA
+1 (808) 737-4328
pearlhawaii.com
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2004-03-21

Mailing Address

94-449 UKEE ST, WAIPAHU, HI, 96797-4212, United States

Company Name

Pearl Hawaii Federal Credit Union

Pearl Hawaii Federal Credit Union

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

What people think about Pearl Hawaii Federal Credit Union (PHFCU)?

Below you read some of the opinions of our clients.

Great service, great rates, rate services.

Zetta Wisozk

Service members, veterans, etc DO NOT DO BUSINESS WITH PEARL HAWAII!!!

Dr. Arnold Konopelski

The staff is awsome very friendly.

Mr. Greg Davis V

Pay Attention

The previous three items charactirize a definite lender. But below you can find general information about payday loans.

Payday Loans in Waipahu, Hawaii

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Waipahu, Hawaii. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments on time.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Waipahu, Hawaii

Money Mart

1419 Dillingham Blvd, Honolulu, HI 96817, USA

+1 (808) 848-2435

www.moneymart.com

First Money Center

3-3122 Kuhio Hwy, Lihue, HI 96766, USA

+1 (808) 245-2290

First Hawaiian Bank ATM

135 Kamehameha Hwy, Wahiawa, HI 96785, USA

+1 (888) 844-4444

locations.fhb.com

Bank of Hawaii

4480 Kapolei Pkwy Suite 700, Kapolei, HI 96707, USA

+1 (808) 693-1637

www.boh.com

Gather Federal Credit Union

Shopping Center, 4469 Waialo Rd, Eleele, HI 96705, USA

+1 (808) 245-6791

gatherfcu.org

First Hawaiian Bank Waikoloa Branch

68-1845 Waikoloa Rd, Waikoloa Village, HI 96738, USA

+1 (808) 883-8555

www.fhb.com

OneMain Financial

95-1249 Meheula Pkwy #124, Mililani, HI 96789, USA

+1 (808) 625-0422

www.onemainfinancial.com

Kihei Kash LLC

1325 S Kihei Rd #107, Kihei, HI 96753, USA

+1 (808) 874-8284

ATM - Hawaiian Financial FCU

101 Pakaula St, Kahului, HI 96732, USA

www.hificu.com

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