Welcome to Our Online Loan Referral Service

4.3 15 reviews

498 N Meridian St, Blackfoot, ID 83221, USA
+1 (208) 478-3300
www.iccu.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM

Domain Info

Created Date

1995-10-05

Mailing Address

Company Name

Contact Data

Feedback about Idaho Central Credit Union?

Here you grapple with the feedback of our customers.

Best home mortgage loan that we could find for refinancing

Miguel Doyle MD

Very impressed with the customer service and ease of transactions and services.

Raphaelle Wiza

There's nothing like waiting for service for over 1/2 hour.

Jeramy Dibbert

Pay Attention

Above-specified info provides the details about a exact lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Blackfoot, Idaho

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and quick to issue payday loans in Blackfoot, Idaho. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help issue a loan in Blackfoot, Idaho?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Blackfoot, id will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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Columbia Bank

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U.S. Bank Branch

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ATM (Key Bank)

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Title Cash

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