Welcome to Our Online Loan Referral Service

3.9 21 reviews

2770 S Vista Ave, Boise, ID 83705, USA
+1 (208) 846-7000
www.iccu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed

Domain Info

Created Date

1995-10-05

Mailing Address

Company Name

Contact Data

Feedback about Idaho Central Credit Union?

Here you get acquainted with the feedback of our customers.

They have the best ATMs, iPhone Apps and their people are amazing.

Julie Hill

So my question is why do I still have to wait one whole hour.

Stanford Flatley PhD

Great customer service

Jamarcus Cummerata

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Boise, Idaho

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Boise, Idaho is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Idaho Central Credit Union help take out a loan in Boise, Idaho?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Boise, id consider this circumstance not an obstacle to issue a loan. The client of a cash advance should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on schedule and not only solve current issues, but improve the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Boise, Idaho

Advantage Plus Federal Credit Union

2133 E Center St, Pocatello, ID 83201, USA

+1 (208) 232-7711

www.advantagepluscreditunion.com

Wells Fargo Bank

210 Michigan Ave, Orofino, ID 83544, USA

+1 (208) 476-5542

www.wellsfargo.com

Idaho Central Credit Union

1410 N Government Way, Coeur d'Alene, ID 83814, USA

+1 (208) 667-7722

www.iccu.com

First Interstate Bank

90 S Star Rd, Star, ID 83669, USA

+1 (208) 286-7874

locations.firstinterstatebank.com

Half Price Title Loans - Ideal Lending

136 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 293-9015

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Lendmark Financial Services LLC

1563 Fillmore St Suite F, Twin Falls, ID 83301, USA

+1 (208) 733-9596

www.lendmarkfinancial.com

Westmark Credit Union

2160 W Broadway St, Idaho Falls, ID 83402, USA

+1 (208) 523-1101

www.westmark.org

LendNation

1118 Blue Lakes Blvd, Twin Falls, ID 83301, USA

+1 (208) 732-0007

www.lendnation.com

Northwest Title Loans

2610 Blaine St, Caldwell, ID 83605, USA

+1 (208) 453-6190

www.northwesttitleloans.net

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