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4.3 62 reviews
Loan agency in Boise, Idaho

1545 N Milwaukee St, Boise, ID 83704, USA
+1 (208) 322-6500
www.advanceamerica.net
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Lisa helped me through getting my first payday loan. Her and Olga answered all of my questions, and let me know what to expect.

Juanita D'Amore

… loan here in town, as far as i know. Like most people that get payday loans, regret geeting it after a day or two, but i'll use this place over any othrr olace in town.

Tavares Cartwright

… have a checkbook. Advance America was (and probably still is) the ONLY payday loan service in town that would accept a printed check from my bank. Lisa has ALWAYS been …

Freddie Pouros

A fantastic company with 5star quality employees.

Miss Deborah Leannon II

I work in customer service and she should not!

Wade Willms

I highly recommend this place.

Mr. Garrison Wiegand III

A fantastic company with 5star quality employees.

Miss Tianna Leffler MD

Pay Attention

Lending companies are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Boise, Idaho

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Boise, Idaho is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Advance America help take out a payday loan in Boise, Idaho?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial capabilities to approve the application. Payday loans in Boise, Idaho may help enhance your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Boise, Idaho

Principal Financial

199 East St, Stites, ID 83552, USA

+1 (208) 779-4037

www.principal.com

D.L. Evans Bank

890 W Main St, Boise, ID 83702, USA

+1 (208) 331-1399

dlevans.com

Beehive Federal Credit Union

1650 E Sunnyside Rd, Idaho Falls, ID 83404, USA

+1 (208) 656-1000

www.beehive.org

Security Finance

361 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 461-3170

www.securityfinance.com

World Finance

714 Cleveland Blvd, Caldwell, ID 83605, USA

+1 (208) 454-8779

www.loansbyworld.com

U.S. Bank Branch

200 6th St, Potlatch, ID 83855, USA

+1 (208) 875-1351

locations.usbank.com

Northwest Title Loans

7046 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 321-9390

www.northwesttitleloans.net

St Joe Valley Credit Union

129 S 9th St, St Maries, ID 83861, USA

+1 (208) 245-4231

www.stjoevalleycu.com

Edward Jones - Financial Advisor: Ed O'Hara, CRPC®

9830 N Government Way Suite 2, Hayden, ID 83835, USA

+1 (208) 762-8924

www.edwardjones.com

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