Welcome to Our Online Loan Referral Service

4.6 109 reviews
Loan agency in Boise, Idaho

8411 W Fairview Ave, Boise, ID 83704, USA
5 years in business
+1 (208) 321-2734
www.1stchoicemoney.com
Friday
10AM–7PM
Saturday
10AM–4PM
Sunday
(Easter)
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM
Thursday
10AM–7PM

Domain Info

Created Date

2004-07-09

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

pu7c57j66hp@networksolutionsprivateregistration.com

+1.5707088780

What people think about 1st Choice Money Center?

Below you find some of the reviews of our clients.

1st choice will always be my first choice for payday loans. They were quick to help when I called in needing help applying online. Aeisha was super helpful she stayed …

Delphia Bernier

Great place and people with a friendly environment.

Bryana Champlin

They gave wonderful helpful courteous service.

Mr. Clinton Russel

Great place and people with a friendly environment.

Prof. Emmitt Jakubowski Sr.

They gave wonderful helpful courteous service.

Mr. Jessy Streich

The staff was friendly and personable.

Kendra Champlin

Important

The previous three items charactirize a certain lending service. But below you can read common details about payday loans.

Payday Loans in Boise, Idaho

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Boise, Idaho. The entire process is hassle-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to consumers with a bad credit history. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Boise, Idaho

LendNation

1118 Blue Lakes Blvd, Twin Falls, ID 83301, USA

+1 (208) 732-0007

www.lendnation.com

Pawn 1

3393 N Ten Mile Rd, Meridian, ID 83646, USA

+1 (208) 488-7319

pawn1.com

Mountain West Bank

1539 E Iron Eagle Dr, Eagle, ID 83616, USA

+1 (208) 938-8472

www.mountainwestbank.com

First Interstate Bank

840 E Avalon St, Kuna, ID 83634, USA

+1 (208) 922-3834

locations.firstinterstatebank.com

WaFd Bank

603 Shoup St, Salmon, ID 83467, USA

+1 (208) 756-4911

www.wafdbank.com

Quik Cash

45 S McKinley St Suite 105, Priest River, ID 83856, USA

+1 (208) 428-0066

www.qcholdings.com

Idaho Central Credit Union

2770 S Vista Ave, Boise, ID 83705, USA

+1 (208) 846-7000

www.iccu.com

Home Federal Bank

100 E Riverside Dr, Eagle, ID 83616, USA

+1 (208) 465-8710

ATM - Umpqua Bank

1595 S Eagle Rd, Meridian, ID 83642, USA

+1 (208) 888-2135

locations.umpquabank.com

Top