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Loan agency in Bonners Ferry, Idaho

6415 Kootenai St, Bonners Ferry, ID 83805, USA
+1 (208) 267-8228

What people think about Check Exchange?

Below you get acquainted with some of the opinions of our customers.

I recommend Check Exchange to everyone who need extra cash. I’ve been using them for 4th time. Always best possible service!

Ms. Holly Kohler

Check Exchange seems legit. They rescued me twice. The first cash advance approved was small – $200, but next time the limit was increased to $800. Paid off the loan on time. The employees were understanding, they gave immediate answers to all my questions. No issues. But their interest rates are average.

Toni Marquardt

Good service with affordable rates. They money the next morning, as promised. I will use Check Exchange again if I need financial assistance.

Katelynn Kertzmann

I applied for the first cash advance in my life, was approved immediately despite the fact that I had debts already. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my town charge sky high interest!

Prof. Creola Effertz IV

I want to say Many Thanks to the staff of Check Exchange. They offer quick solution to any sudden money troubles. Love them for their same day approval. Applied for a loan and got accepted although my credit was poor. I will certainly use this company if I need money in the future.

Dr. Morgan King

Pay Attention

Above there is information about a exact company. Below you can see common features of payday loans.

Payday Loans in Bonners Ferry, Idaho

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Bonners Ferry, Idaho. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.



Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?


Car expenses








Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Bonners Ferry, Idaho

Trader Vick's Loan & Pawn

912 Main Ave, St Maries, ID 83861, USA

+1 (208) 245-7296


U.S. Bank Branch

672 Washington St, Montpelier, ID 83254, USA

+1 (208) 847-0410


Farmers Bank

1097 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 734-7264


Farmers Bank

317 Pole Line Rd E, Twin Falls, ID 83301, USA

+1 (208) 734-1917


Ridgeline Financial Inc

3116 Garrity Blvd #126, Nampa, ID 83687, USA

+1 (208) 466-3192


Idaho Central Credit Union

1875 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 733-4777


First Federal Savings Bank

886 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 733-9122


Canyon Financial

218 3rd Ave S, Nampa, ID 83651, USA

+1 (208) 467-1441


Pawn 1

1450 S Maple Grove Rd, Boise, ID 83709, USA

+1 (208) 258-8900