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Loan agency in Bonners Ferry, Idaho

6415 Kootenai St, Bonners Ferry, ID 83805, USA
+1 (208) 267-8228
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Payday Loans in Bonners Ferry, Idaho

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Bonners Ferry, Idaho. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Bonners Ferry, Idaho

KeyBank

1301 Overland Ave, Burley, ID 83318, USA

+1 (208) 678-9051

www.key.com

Westmark Credit Union

3040 Outlet Blvd, Idaho Falls, ID 83402, USA

+1 (208) 522-3199

www.westmark.org

Lendmark Financial Services LLC

1563 Fillmore St Suite F, Twin Falls, ID 83301, USA

+1 (208) 733-9596

www.lendmarkfinancial.com

Idaho Central Credit Union Mortgages

Idaho Falls, ID 83404, USA

www.iccu.com

Title Cash

744 Overland Ave, Burley, ID 83318, USA

+1 (208) 678-6035

www.titlecash.com

KeyBank

15 N Ash St, Blackfoot, ID 83221, USA

+1 (208) 785-2100

www.key.com

North Idaho Native Fund

1005 8th St, Plummer, ID 83851, USA

+1 (208) 686-1927

www.northidahonativefund.org

Willamette Valley Bank

3931 N Schreiber Way, Coeur d'Alene, ID 83815, USA

+1 (208) 292-4213

www.willamettevalleybank.com

First Interstate Bank

4128 N Adams St, Garden City, ID 83714, USA

+1 (208) 386-9902

locations.firstinterstatebank.com

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