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Loan agency in Bonners Ferry, Idaho

6415 Kootenai St, Bonners Ferry, ID 83805, USA
+1 (208) 267-8228

What people think about Check Exchange?

Below you get acquainted with some of the opinions of our customers.

I recommend Check Exchange to everyone who need extra cash. I’ve been using them for 4th time. Always best possible service!

Ms. Holly Kohler

Check Exchange seems legit. They rescued me twice. The first cash advance approved was small – $200, but next time the limit was increased to $800. Paid off the loan on time. The employees were understanding, they gave immediate answers to all my questions. No issues. But their interest rates are average.

Toni Marquardt

Good service with affordable rates. They money the next morning, as promised. I will use Check Exchange again if I need financial assistance.

Katelynn Kertzmann

I applied for the first cash advance in my life, was approved immediately despite the fact that I had debts already. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my town charge sky high interest!

Prof. Creola Effertz IV

I want to say Many Thanks to the staff of Check Exchange. They offer quick solution to any sudden money troubles. Love them for their same day approval. Applied for a loan and got accepted although my credit was poor. I will certainly use this company if I need money in the future.

Dr. Morgan King

Pay Attention

Above there is information about a exact company. Below you can see common features of payday loans.

Payday Loans in Bonners Ferry, Idaho

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Bonners Ferry, Idaho. The entire process is hassle-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Bonners Ferry, Idaho

Horizon Credit Union

9769 Emerald St, Boise, ID 83704, USA

+1 (800) 852-5316

www.hzcu.org

Check `n Go

465 Yellowstone Ave Ste B, Pocatello, ID 83201, USA

+1 (208) 234-9000

locations.checkngo.com

Finance of America Mortgage, LLC

460 S Fitness Pl, Eagle, ID 83616, USA

+1 (208) 515-3595

www.foamortgage.com

1st Choice Money Center

8411 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 321-2734

www.1stchoicemoney.com

Northwest Title Loans

949 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 735-1795

www.northwesttitleloans.net

Westmark Credit Union

567 Rigby Lake Dr, Rigby, ID 83442, USA

+1 (208) 745-0446

www.westmark.org

Idaho Central Credit Union

1110 Blaine St, Caldwell, ID 83605, USA

+1 (208) 846-7000

www.iccu.com

Pawn 1

1450 S Maple Grove Rd, Boise, ID 83709, USA

+1 (208) 258-8900

pawn1.com

U.S. Bank ATM - Lewiston

835 Main St, Lewiston, ID 83501, USA

+1 (800) 872-2657

usbank.com

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