Welcome to Our Online Loan Referral Service

4.2 37 reviews

805 Cleveland Blvd, Caldwell, ID 83605, USA
+1 (208) 467-6583
www.claritycu.com
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2014-02-21

Mailing Address

Idaho, United States

Company Name

Contact Data

Feedback about Clarity Credit Union - Caldwell, Idaho?

Here you grapple with the feedback of our customers.

Beyond friendly staff and service !

Anabelle Zieme

Great customer service every time, would highly recommend.

Prof. Janessa Konopelski

This bank is not for the customers it is for the employees.

Candida Rice

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Caldwell, New Jersey

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Caldwell, New Jersey is taken out easily and fast. The interest rate is set considering the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

30% usury cap

How will Clarity Credit Union - Caldwell, Idaho help issue a loan in Caldwell, New Jersey?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Caldwell, nj will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Caldwell, Idaho

Horizon Credit Union

910 N Orchard St, Boise, ID 83706, USA

+1 (800) 852-5316

www.hzcu.org

Wil E Roy | Fairway Independent Mortgage Corporation Loan Officer

1775 N Hickory Way Suite 1, Meridian, ID 83646, USA

+1 (208) 955-1234

www.fairwayindependentmc.com

LendNation

285 W Hayden Ave Ste B, Hayden, ID 83835, USA

+1 (208) 772-7282

www.lendnation.com

U.S. Bank Branch

9 S Ash St, Blackfoot, ID 83221, USA

+1 (208) 785-4430

locations.usbank.com

First Federal Savings Bank

476 Cheney Dr W Suite 120, Twin Falls, ID 83301, USA

+1 (208) 933-2071

www.bankfirstfed.com

U.S. Bank Branch

5312 W Chinden Blvd, Garden City, ID 83714, USA

+1 (208) 373-8700

locations.usbank.com

Mountain West Bank Residential Lending Center

101 W Ironwood Dr #148, Coeur d'Alene, ID 83814, USA

+1 (208) 765-0284

www.mountainwestbank.com

Continental Loans

1801 Lincoln Way Suite 7, Coeur d'Alene, ID 83814, USA

+1 (208) 664-4212

www.securityfinance.com

Half Price Title Loans - Ideal Lending

136 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 293-9015

boisetitleloan.com

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