Welcome to Our Online Loan Referral Service

5 9 reviews

292 Village Cir, Garden Valley, ID 83622, USA
+1 (208) 462-4222
www.macu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

2002-11-12

Mailing Address

PO Box 1769, Denver, CO, 80201, United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Feedback about Mountain America Credit Union?

Here you see the feedback of our clients.

The employees at MACU area always friendly and greet you by name.

Prof. Kelton Ebert

Very nice and helpful people!

Lupe Ruecker

Amazing credit union to work with!

Marlee Bosco Jr.

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Garden Valley, Idaho

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Garden Valley, Idaho are issued problem-free. The interest rate depends on the customer's person-related data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Mountain America Credit Union help issue a loan in Garden Valley, Idaho?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Garden Valley, Idaho. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Garden Valley, Idaho

Northwest Title Loans

158 Thain Rd, Lewiston, ID 83501, USA

+1 (208) 946-5710

www.northwesttitleloans.net

Continental Loans

135 Thain Rd Space 3, Lewiston, ID 83501, USA

+1 (208) 798-0862

www.securityfinance.com

World Finance

1702 21st St Ste 101, Lewiston, ID 83501, USA

+1 (208) 743-2053

www.loansbyworld.com

Wells Fargo Bank

602 E St, Rupert, ID 83350, USA

+1 (208) 436-4737

www.wellsfargo.com

Continental Loans

1800 Flandro Dr Suite 370, Pocatello, ID 83202, USA

+1 (208) 637-2899

www.securityfinance.com

Wells Fargo Bank

204 W Hayden Ave, Hayden Lake, ID 83835, USA

+1 (208) 772-4022

www.wellsfargo.com

Twin River Bank

3330 10th St, Lewiston, ID 83501, USA

+1 (208) 743-4848

www.twinriver.bank

Wells Fargo Bank

320 Idaho St, Kamiah, ID 83536, USA

+1 (208) 935-2021

www.wellsfargo.com

KeyBank

110 E Main St, Rexburg, ID 83440, USA

+1 (208) 356-5454

www.key.com

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