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Created Date
1995-10-27
Mailing Address
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Feedback about Columbia Bank?
Here you get acquainted with the reviews of our customers.
It was necessary to enhance the credit rating, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted Columbia Bank. The history improved after several loans paid back.
Sanford Kessler
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Columbia Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Damian O'Kon
Pay Attention
Above-specified info provides the details about a exact lender. Below-specified info is devoted to general information about payday loans.
Payday Loans in Gooding, Idaho
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.
It is easy and quick to take out loans in Gooding, Idaho. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
How will Columbia Bank help issue a payday loan in Gooding, Idaho?
- Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
- Fast and high approval rate. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill out the following data:
Then press a Submit button to get an offer from one of the lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Gooding, Idaho. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Gooding, Idaho
Lewis Clark Credit Union
1626 17th St, Lewiston, ID 83501, USA
+1 (208) 746-7233
www.lewisclarkcu.org
First Interstate Bank
435 W Hanley Ave, Coeur d'Alene, ID 83815, USA
+1 (208) 635-7171
locations.firstinterstatebank.com
