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2 reviews

746 Main St, Gooding, ID 83330, USA
+1 (208) 934-5555
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

Feedback about Columbia Bank?

Here you get acquainted with the reviews of our customers.

It was necessary to enhance the credit rating, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted Columbia Bank. The history improved after several loans paid back.

Sanford Kessler

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Columbia Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Damian O'Kon

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Gooding, Idaho

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and quick to take out loans in Gooding, Idaho. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Columbia Bank help issue a payday loan in Gooding, Idaho?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Gooding, Idaho. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Gooding, Idaho

WaFd Bank

575 E Franklin Rd, Meridian, ID 83642, USA

+1 (208) 888-1447

www.wafdbank.com

Washington Trust Bank

218 E Lakeside Ave, Coeur d'Alene, ID 83814, USA

+1 (208) 667-2521

www.watrust.com

Farmers Bank

890 Shoshone St E, Twin Falls, ID 83301, USA

+1 (208) 734-1500

www.farmersbankidaho.com

WaFd Bank

603 Shoup St, Salmon, ID 83467, USA

+1 (208) 756-4911

www.wafdbank.com

Washington Trust Bank

509 N Fifth Ave e, Sandpoint, ID 83864, USA

+1 (208) 263-3485

www.watrust.com

East Idaho Credit Union

777 Shoup St, Salmon, ID 83467, USA

+1 (800) 727-9961

eastidahocu.org

U.S. Bank Branch

1515 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-8931

locations.usbank.com

Idaho Title Loans, Inc.

416 N Main St, Meridian, ID 83642, USA

+1 (208) 288-0072

idahotitleloansinc.com

U.S. Bank Branch

905 2nd St, McCall, ID 83638, USA

+1 (208) 634-2281

locations.usbank.com

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