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4.3 11 reviews
Loan agency in Jerome, Idaho

1976 S Lincoln Ave Ste 2A, Jerome, ID 83338, USA
+1 (208) 324-0160
www.loansbyworld.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM

Domain Info

Created Date

2016-09-23

Mailing Address

108 FREDERICK ST, GREENVILLE, SC, 29607-2532, United States

Company Name

World Acceptance Corporation

World Acceptance Corporation

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Feedback about World Finance?

Here you grapple with the reviews of our customers.

Amazing Service and always looking out to help!

Elody Schneider

Refused to help because they said my work didn’t make any sense.

Josephine Ankunding DDS

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Jerome, Pennsylvania

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Jerome, Pennsylvania are taken out easily. The interest percentage is dependent on the client's person-related data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

6% APR small loan cap

How will World Finance help take out a payday loan in Jerome, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Jerome, pa will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Jerome, Idaho

Advance America

204 W Ironwood Dr Ste. D, Coeur d'Alene, ID 83814, USA

+1 (208) 667-6610

www.advanceamerica.net

Idaho Central Credit Union

8760 N Government Way, Hayden, ID 83835, USA

+1 (208) 667-7722

www.iccu.com

U.S. Bank Branch

430 Main St, Marsing, ID 83639, USA

+1 (208) 896-4114

locations.usbank.com

U.S. Bank Branch

138 N Main St, Victor, ID 83455, USA

+1 (208) 787-7730

locations.usbank.com

First Federal Savings Bank

701 7th St, Rupert, ID 83350, USA

+1 (208) 436-0505

www.bankfirstfed.com

Umpqua Bank

308 Virginia St, New Meadows, ID 83654, USA

+1 (208) 347-2151

www.umpquabank.com

Horizon Credit Union

485 W Overland Rd, Meridian, ID 83642, USA

+1 (800) 852-5316

www.hzcu.org

U.S. Bank Branch

415 E Seltice Way, Post Falls, ID 83854, USA

+1 (208) 773-7511

locations.usbank.com

Ridgeline Financial Inc

3116 Garrity Blvd #126, Nampa, ID 83687, USA

+1 (208) 466-3192

www.ridgelinefinancialid.com

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