Welcome to Our Online Loan Referral Service

3 4 reviews

2200 1st St, Lewiston, ID 83501, USA
+1 (866) 653-4392
wwwcuttingedgefcu.org
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5:30PM

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Feedback about Cutting Edge Federal Credit Union - Lewiston Branch?

Here you read the feedback of our clients.

I love working with this Credit Union great service and rates

Ettie Botsford

Terrible customer service.

Ramona Hauck

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Lending companies are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Lewiston, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Lewiston, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will Cutting Edge Federal Credit Union - Lewiston Branch help issue a payday loan in Lewiston, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Lewiston, New York. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Lewiston, Idaho

Clarity Credit Union - Middleton, Idaho

3 W Main St, Middleton, ID 83644, USA

+1 (208) 467-6583

www.claritycu.com

U.S. Bank Branch

528 Cedar St, Wallace, ID 83873, USA

+1 (208) 752-1125

locations.usbank.com

Wells Fargo Bank

576 E 17th St, Idaho Falls, ID 83404, USA

+1 (208) 524-3030

www.wellsfargo.com

Principal Financial Group

2998 Swan Valley Hwy, Swan Valley, ID 83449, USA

+1 (208) 630-6514

www.principal.com

Wells Fargo Bank

445 Main St, Gooding, ID 83330, USA

+1 (208) 934-8700

www.wellsfargo.com

Sunwest Bank - Boise Loan Office

1299 N Orchard St Suite 203, Boise, ID 83706, USA

+1 (208) 322-6363

www.sunwestbank.com

Idaho Central Credit Union

768 E State St, Eagle, ID 83616, USA

+1 (208) 846-7000

www.iccu.com

Diversified Equity Systems LLC

414 Shoup Ave, Idaho Falls, ID 83402, USA

+1 (208) 529-6843

Idaho Trust Bank

622 Sherman Ave, Coeur d'Alene, ID 83814, USA

+1 (208) 664-6448

www.idahotrust.com

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