Welcome to Our Online Loan Referral Service

4.9 29 reviews

618 D St Suite A, Lewiston, ID 83501, USA
+1 (866) 667-3279
onqfinancial.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2004-08-23

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about On Q Financial - Mortgages & Home Loans in Lewiston?

Here you grapple with the feedback of our clients.

We are so grateful we got to work with Liz Owens at the Lewiston office!

Mr. Cleve Lynch

Liz and her staff were amazing, highly recommend.

Adella Schimmel

Very friendly and professional environment!

Karlee Schneider

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Lewiston, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Lewiston, New York is taken out easily and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will On Q Financial - Mortgages & Home Loans in Lewiston help issue a payday loan in Lewiston, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Lewiston, ny consider this circumstance not an obstacle to issue a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on time and not only solve current problems, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Lewiston, Idaho

Mountain West Bank - Cole Office

80 S Cole Rd, Boise, ID 83709, USA

+1 (208) 375-1530

www.mountainwestbank.com

Westmark Credit Union

567 Rigby Lake Dr, Rigby, ID 83442, USA

+1 (208) 745-0446

www.westmark.org

Ireland Bank

1 N Main St, Grace, ID 83241, USA

+1 (208) 425-3066

ireland-bank.com

US Bank Mortgage

Coeur d'Alene, ID 83814, USA

www.usbank.com

Global Credit Union

3640 E Seltice Way, Post Falls, ID 83854, USA

+1 (800) 676-4562

www.globalcu.org

Idaho Central Credit Union

4821 Cleveland Blvd, Caldwell, ID 83605, USA

+1 (208) 846-7000

www.iccu.com

Northwest Farm Credit Services

406 Parkview Loop East, Twin Falls, ID 83301, USA

+1 (208) 732-1000

www.northwestfcs.com

Mountain West Bank - Bonners Ferry

7186 1st St, Bonners Ferry, ID 83805, USA

+1 (208) 267-3102

www.mountainwestbank.com

Mountain Gem Credit Union Loan Center

1804 N Midland Blvd, Nampa, ID 83651, USA

+1 (208) 466-7007

mountaingemcu.org

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