Welcome to Our Online Loan Referral Service

5 14 reviews

601 Bryden Ave Suite B, Lewiston, ID 83501, USA
+1 (208) 746-4663
www.bayequityhomeloans.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2007-06-04

Mailing Address

California, United States

Company Name

Bay Equity

Bay Equity

Contact Data

Feedback about Bay Equity Home Loans?

Here you read the reviews of our clients.

We are very blessed to have gotten the great service we did.

Maureen Jakubowski

Her experience and knowledge in home financing is second to none.

Cale Friesen

Liz and her team were a pleasure to work with.

Jacinto Hoeger

Great service and products.

Ora Bechtelar

Great customer service and awesome selection!

Zack Denesik

A good place and the people are awesome

Prof. Sasha Bradtke

I love how convenient the location is, who doesn't visit Walmart.

Westley Gerhold

I have used the services of Jackson Hewitt every year since 2013.

Lew Brown

Erika Renshaw's customer service was amazing!

Darwin Heidenreich

Pay Attention

Above-defined info offers the details about a definite lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Lewiston, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out payday loans in Lewiston, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Bay Equity Home Loans help issue a loan in Lewiston, New York?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Lewiston, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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