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5 6 reviews
Loan agency in Meridian, Idaho

906 N Main St #98, Meridian, ID 83642, USA
+1 (208) 268-5233
Monday
7AM–8PM
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM
Friday
7AM–8PM
Saturday
7AM–8PM
Sunday
7AM–8PM

What people think about Pacifica Lending?

Below you find some of the testimonials of our customers.

They serve as your guidance regarding personal loan.

Dr. Freeda Kuphal V

This company has the fastest and most organized process.

Dell Gutmann

I'll surely spread the word on your amazing service.

Dr. Eleanora O'Keefe

Pay Attention

The previous three items charactirize a specific lending service. But below you can find common data about payday loans.

Payday Loans in Meridian, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to access in Meridian, New York. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can help clients who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a payday loan if you are certain that you can make payments punctually.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Meridian, Idaho

Bank Of Idaho

600 Main St, Ashton, ID 83420, USA

+1 (208) 652-3599

www.bankofidaho.com

Northwest Farm Credit Services

406 Parkview Loop East, Twin Falls, ID 83301, USA

+1 (208) 732-1000

www.northwestfcs.com

Credit Bureau of Lewiston-Clarkston, Inc.

1324 Idaho St, Lewiston, ID 83501, USA

+1 (208) 743-1525

www.lewisclarkcollections.com

KeyBank

501 W Broadway St, Idaho Falls, ID 83402, USA

+1 (208) 525-6200

www.key.com

ATM - Umpqua Bank

365 10th St, Plummer, ID 83851, USA

+1 (208) 686-1921

locations.umpquabank.com

Horizon Credit Union

520 N Fifth Ave, Sandpoint, ID 83864, USA

+1 (800) 852-5316

www.hzcu.org

U.S. Bank Branch

111 N Main St, Ketchum, ID 83340, USA

+1 (208) 578-3660

locations.usbank.com

First Interstate Bank

250 S Washington Ave, Emmett, ID 83617, USA

+1 (208) 468-4675

locations.firstinterstatebank.com

U.S. Bank Branch

138 N Main St, Victor, ID 83455, USA

+1 (208) 787-7730

locations.usbank.com

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