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5 6 reviews
Loan agency in Meridian, Idaho

906 N Main St #98, Meridian, ID 83642, USA
+1 (208) 268-5233
Monday
7AM–8PM
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM
Friday
7AM–8PM
Saturday
7AM–8PM
Sunday
7AM–8PM

What people think about Pacifica Lending?

Below you find some of the testimonials of our customers.

They serve as your guidance regarding personal loan.

Dr. Freeda Kuphal V

This company has the fastest and most organized process.

Dell Gutmann

I'll surely spread the word on your amazing service.

Dr. Eleanora O'Keefe

Pay Attention

The previous three items charactirize a specific lending service. But below you can find common data about payday loans.

Payday Loans in Meridian, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans are the easiest loans to access in Meridian, New York. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can help clients who have poor credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a payday loan if you are certain that you can make payments punctually.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Meridian, Idaho

Latah Credit Union

168 ID-6, Potlatch, ID 83855, USA

+1 (208) 875-0515

www.latahcu.coop

D.L. Evans Bank

2634 E Sunnyside Rd, Ammon, ID 83406, USA

+1 (208) 522-0593

dlevans.com

U.S. Bank Branch

748 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 734-5810

locations.usbank.com

Bank Of Idaho

135 N Bridge St #126, St Anthony, ID 83445, USA

+1 (208) 624-4900

www.bankofidaho.com

World Finance

112 E Seltice Way Ste C, Post Falls, ID 83854, USA

+1 (208) 457-3204

www.loansbyworld.com

Loanmax Title Loans

8990 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 323-5688

www.loanmaxtitleloans.net

Umpqua Bank

1106 Sherman Ave, Coeur d'Alene, ID 83814, USA

+1 (208) 667-6690

locations.umpquabank.com

ATM - Umpqua Bank

101 S Main St, Cascade, ID 83611, USA

+1 (208) 382-4233

locations.umpquabank.com

Ireland Bank

420 N 4th St, Montpelier, ID 83254, USA

+1 (208) 847-3100

ireland-bank.com

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