Welcome to Our Online Loan Referral Service

4.2 21 reviews

3339 E Ustick Rd, Meridian, ID 83646, USA
+1 (208) 846-7000
www.iccu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed

Domain Info

Created Date

1995-10-05

Mailing Address

Company Name

Contact Data

Feedback about Idaho Central Credit Union?

Here you get acquainted with the reviews of our customers.

Good service, consistently friendly staff.

Freda Powlowski

I always look forward to stopping in for my banking needs.

Blaze Moen

Nice customer service.

Dana D'Amore

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Meridian, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Meridian, New York is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Idaho Central Credit Union help issue a loan in Meridian, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Meridian, New York. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Meridian, Idaho

Horizon Credit Union

520 N Fifth Ave, Sandpoint, ID 83864, USA

+1 (800) 852-5316

www.hzcu.org

D.L. Evans Bank

108 E Ellis St, Paul, ID 83347, USA

+1 (208) 438-8400

dlevans.com

Check `n Go

740 N Cecil Rd #114, Post Falls, ID 83854, USA

+1 (208) 773-6228

locations.checkngo.com

Security Finance

2716 S Lincoln Ave B, Jerome, ID 83338, USA

+1 (208) 324-3605

www.securityfinance.com

D.L. Evans Bank

375 N Overland Ave, Burley, ID 83318, USA

+1 (208) 678-8615

dlevans.com

Security Finance

916 Blaine St, Caldwell, ID 83605, USA

+1 (208) 455-9192

www.securityfinance.com

Walmart Money Center

252 Cheney Dr W, Twin Falls, ID 83301, USA

www.walmart.com

Title Loan

1610 N Whitley Rd, Fruitland, ID 83619, USA

titlecash.com

Washington Federal Bank

3350 S 25th E, Idaho Falls, ID 83406, USA

+1 (208) 522-4251

www.wafdbank.com

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