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Feedback about Mountain Gem Credit Union?
Here you see the feedback of our customers.
Amazing loans & rates!! Outstanding Customer service the staff is always so professional and polite!
Aniyah Bednar
Awesome Courteous, Friendly and Knowledgeable Staff. Great Loan Rates. We have all of our banking and loan needs with them. I only wish they have ATM's of their own …
Nettie D'Amore
great place ,great staff, when nobody would help me with my Business these people did, I go their for all my loans, My checking. it's just a great place
Marley Veum
Pay Attention
Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific elements.
Payday Loans in Nampa, Idaho
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is simple and quick to take out loans in Nampa, Idaho. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
How will Mountain Gem Credit Union help take out a payday loan in Nampa, Idaho?
- 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Then submit an application to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Nampa, Idaho. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will show the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Nampa, Idaho
Mountain West Bank - Meridian Residential Lending Center
1660 N Eagle Rd, Meridian, ID 83646, USA
+1 (208) 855-9111
www.mountainwestbank.com
First Interstate Bank
30 W Prairie Ave, Coeur d'Alene, ID 83815, USA
+1 (208) 762-1155
locations.firstinterstatebank.com
Reliable Credit Association Inc.
2080 S Eagle Rd, Meridian, ID 83642, USA
+1 (208) 288-2300
www.reliablecredit.com
World Finance
4596 W Chinden Blvd, Garden City, ID 83714, USA
+1 (208) 853-2216
www.loansbyworld.com
