Welcome to Our Online Loan Referral Service

4.3 60 reviews

421 11th Ave S, Nampa, ID 83651, USA
+1 (208) 466-9455
www.mountaingemcu.org
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Mountain Gem Credit Union?

Here you see the feedback of our customers.

Amazing loans & rates!! Outstanding Customer service the staff is always so professional and polite!

Aniyah Bednar

Awesome Courteous, Friendly and Knowledgeable Staff. Great Loan Rates. We have all of our banking and loan needs with them. I only wish they have ATM's of their own …

Nettie D'Amore

great place ,great staff, when nobody would help me with my Business these people did, I go their for all my loans, My checking. it's just a great place

Marley Veum

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Nampa, Idaho

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to take out loans in Nampa, Idaho. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Mountain Gem Credit Union help take out a payday loan in Nampa, Idaho?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Nampa, Idaho. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Nampa, Idaho

Lendmark Financial Services LLC

345 Yellowstone Ave C-1, Pocatello, ID 83201, USA

+1 (208) 233-0255

www.lendmarkfinancial.com

First Interstate Bank

90 S Star Rd, Star, ID 83669, USA

+1 (208) 286-7874

locations.firstinterstatebank.com

East Idaho Credit Union

777 Shoup St, Salmon, ID 83467, USA

+1 (800) 727-9961

eastidahocu.org

Westmark Credit Union

575 Jensen Grove Dr, Blackfoot, ID 83221, USA

+1 (208) 785-0404

www.westmark.org

KeyBank

6700 W State St, Boise, ID 83714, USA

+1 (208) 334-7974

www.key.com

Title Cash

3655 N Government Way, Coeur d'Alene, ID 83815, USA

+1 (208) 769-7014

www.titlecash.com

PNHS Homeownership Center

206 N Arthur Ave, Pocatello, ID 83204, USA

+1 (208) 232-9468

Convenient Loan

323 Main Ave. E B, Twin Falls, ID 83301, USA

+1 (208) 734-4333

KeyBank

1024 S Washington Ave, Emmett, ID 83617, USA

+1 (208) 365-5026

www.key.com

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