Welcome to Our Online Loan Referral Service

5 10 reviews
Loan agency in Nampa, Idaho

25 Wall St #156, Nampa, ID 83651, USA
+1 (208) 268-5225
Saturday
7AM–8PM
Sunday
7AM–8PM
Monday
7AM–8PM
Tuesday
7AM–8PM
Wednesday
7AM–8PM
Thursday
7AM–8PM
Friday
7AM–8PM

Feedback about Pacifica Lending?

Here you see the feedback of our customers.

I'll make sure to come back and suggest their service to other people.

Dr. Casper Bayer

Plus, the staff are kind and personable.

Alvera Morissette

Awesome place to do business with!

Miss Cordie Macejkovic Sr.

… settle it immediately. I can't get approved of a payday loan so I decided to come to pacifica lending because I heard a lot of good things about them. Not long after I …

Elliott Abernathy

I'll make sure to come back and suggest their service to other people.

Mr. Bennie Daugherty Sr.

Plus, the staff are kind and personable.

Chase Schimmel

Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Nampa, Idaho

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Nampa, Idaho are taken out hassle-free. The interest percentage is conditional on the customer's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Pacifica Lending help issue a payday loan in Nampa, Idaho?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Nampa, id will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Nampa, Idaho

Check `n Go

740 N Cecil Rd Ste 114, Post Falls, ID 83854, USA

+1 (208) 773-6228

locations.checkngo.com

Idaho Title Loans, Inc.

7827 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 321-1909

idahotitleloansinc.com

U.S. Bank Branch

1314 S Blaine St, Moscow, ID 83843, USA

+1 (208) 882-4670

locations.usbank.com

Washington Federal Bank

645 Main St, Gooding, ID 83330, USA

+1 (208) 934-8446

www.wafdbank.com

Quik Cash

4th St, Kamiah, ID 83536, USA

+1 (208) 935-9194

Bank of Idaho

124 N 7th Ave, Pocatello, ID 83201, USA

+1 (208) 239-7748

www.bankofidaho.com

Idaho Central Credit Union Mortgage Center

213 Cheney Dr W Ste 103, Twin Falls, ID 83301, USA

+1 (208) 733-4777

www.iccu.com

Numerica Credit Union - Post Falls Branch

775 ID-41, Post Falls, ID 83854, USA

+1 (208) 667-5151

www.numericacu.com

Idaho Finance

3163 E Fairview Ave Suite 155, Meridian, ID 83642, USA

+1 (208) 893-2330

idahofinance.com

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