Welcome to Our Online Loan Referral Service

2.5 2 reviews

175 N 16th St, Payette, ID 83661, USA
+1 (208) 642-4773
www.columbiabank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

What people think about Columbia Bank?

Below you get acquainted with some of the opinions of our customers.

I recommend Columbia Bank to everyone who need extra money. I’ve been using them for 3rd time. Always amazing service!

Mr. Jovany Swaniawski IV

I am a regular client of Columbia Bank. It is very fast to apply online. The APR was favorable. Their managers always help right away.

Estell Willms

I needed $200 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of lenders online. Columbia Bank seemed the most transparent loan provider in Payette.

Jamaal Streich

Important

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Payette, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Payday loans in Payette, Idaho is are simple to access. The APR is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a poor credit history. Payday loan approvals depend very much on specific circumstances. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Payette, Idaho

Mountain America Credit Union

292 Village Cir, Garden Valley, ID 83622, USA

+1 (208) 462-4222

www.macu.com

Westmark Credit Union

3040 Outlet Blvd, Idaho Falls, ID 83402, USA

+1 (208) 522-3199

www.westmark.org

U.S. Bank ATM - Payette

101 S Main St, Payette, ID 83661, USA

+1 (800) 872-2657

usbank.com

Wells Fargo Bank

5 N State St, Preston, ID 83263, USA

+1 (208) 852-1781

www.wellsfargo.com

World Finance

901 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-5995

www.loansbyworld.com

First Federal Savings Bank

701 7th St, Rupert, ID 83350, USA

+1 (208) 436-0505

www.bankfirstfed.com

WaFd Bank

645 Main St, Gooding, ID 83330, USA

+1 (208) 934-8446

www.wafdbank.com

OneMain Financial

101 W Ironwood Dr #133, Coeur d'Alene, ID 83814, USA

+1 (208) 664-2101

www.onemainfinancial.com

U.S. Bank ATM - McCall

905 2nd St, McCall, ID 83638, USA

+1 (800) 872-2657

usbank.com

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