Welcome to Our Online Loan Referral Service

3.7 3 reviews

300 Kootenai Cutoff Rd, Ponderay, ID 83852, USA
+1 (208) 263-2348
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

What people think about Columbia Bank?

Below you get acquainted with some of the testimonials of our customers.

Great to have this service so handy, with friendly and congenial staff!

Mr. Brendan Schaden PhD

Absolutely first-rate customer service.

Edyth Monahan II

The prices on PO boxes just went up 100% as well...

Prof. Sherwood Stoltenberg

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Ponderay, Idaho

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Ponderay, Idaho is are easy to get. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ponderay, Idaho

Westmark Credit Union

6034 Birch Ln, Nampa, ID 83687, USA

+1 (208) 465-7717

www.westmark.org

World Finance

631 1st St, Idaho Falls, ID 83401, USA

+1 (208) 522-8204

www.loansbyworld.com

Lendmark Financial Services LLC

3655 E Overland Rd, Meridian, ID 83642, USA

+1 (208) 343-7976

www.lendmarkfinancial.com

ATM - Umpqua Bank

365 10th St, Plummer, ID 83851, USA

+1 (208) 686-1921

locations.umpquabank.com

Mountain West Bank - Drive Up

2970 E St Lukes St, Meridian, ID 83642, USA

+1 (208) 855-9105

www.mountainwestbank.com

Moscow Pawn

527 S Main St #2, Moscow, ID 83843, USA

+1 (208) 882-3865

Wells Fargo Bank

116 N Andrews St, Salmon, ID 83467, USA

+1 (208) 756-2245

www.wellsfargo.com

KeyBank

1665 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 733-3121

www.key.com

Beehive Federal Credit Union

1087 Erikson Dr, Rexburg, ID 83440, USA

+1 (208) 656-1000

beehive.org

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