Welcome to Our Online Loan Referral Service

3.7 3 reviews

300 Kootenai Cutoff Rd, Ponderay, ID 83852, USA
+1 (208) 263-2348
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

What people think about Columbia Bank?

Below you get acquainted with some of the testimonials of our customers.

Great to have this service so handy, with friendly and congenial staff!

Mr. Brendan Schaden PhD

Absolutely first-rate customer service.

Edyth Monahan II

The prices on PO boxes just went up 100% as well...

Prof. Sherwood Stoltenberg

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Ponderay, Idaho

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Ponderay, Idaho is are easy to get. The APR is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Ponderay, Idaho

First Interstate Bank

8351 W Overland Rd, Boise, ID 83709, USA

+1 (208) 323-6000

locations.firstinterstatebank.com

U.S. Bank Branch

161 W Prairie Shopping Center, Hayden, ID 83835, USA

+1 (208) 772-4533

locations.usbank.com

Check `n Go

760 Blue Lakes Blvd N Ste 2, Twin Falls, ID 83301, USA

+1 (208) 736-1948

locations.checkngo.com

Numerica Credit Union - Post Falls Branch

775 ID-41, Post Falls, ID 83854, USA

+1 (208) 667-5151

www.numericacu.com

KeyBank

2655 E 17th St, Ammon, ID 83406, USA

+1 (208) 525-6315

www.key.com

Title Cash

906 S Washington Ave, Emmett, ID 83617, USA

+1 (208) 365-0190

www.titlecash.com

Security Finance

10530 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 378-0231

www.securityfinance.com

Farmers Bank

890 Shoshone St E, Twin Falls, ID 83301, USA

+1 (208) 734-1500

www.farmersbankidaho.com

Wells Fargo Bank

210 Michigan Ave, Orofino, ID 83544, USA

+1 (208) 476-5542

www.wellsfargo.com

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