Welcome to Our Online Loan Referral Service

5 2 reviews

Bonner Mall, 480 Bonner Mall Way, Ponderay, ID 83852, USA
+1 (800) 852-5316
www.hzcu.org
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Horizon Credit Union?

Here you get acquainted with the feedback of our clients.

I have a problem with paying a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to address Horizon Credit Union. They really helped.

Camille Kuphal

Money was urgently needed. I submitted an online application in Horizon Credit Union. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.

Carson Auer

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Ponderay, Idaho

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out payday loans in Ponderay, Idaho. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Horizon Credit Union help issue a loan in Ponderay, Idaho?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Ponderay, id will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Ponderay, Idaho

Latah Credit Union

168 ID-6, Potlatch, ID 83855, USA

+1 (208) 875-0515

www.latahcu.coop

Nexus Financial Inc

714 W Appleway Ave #100, Coeur d'Alene, ID 83814, USA

+1 (208) 664-3277

www.personalloansnorthidaho.com

D.L. Evans Bank

980 S Lincoln Ave, Jerome, ID 83338, USA

+1 (208) 324-5200

dlevans.com

Wells Fargo Bank

6764 Main St, Bonners Ferry, ID 83805, USA

+1 (208) 267-7515

www.wellsfargo.com

1st Choice Money Center

8411 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 321-2734

www.1stchoicemoney.com

D.L. Evans Bank

731 N Main St suite a, Bellevue, ID 83313, USA

+1 (208) 788-2200

www.dlevans.com

Liberty Loans

8249 W Overland Rd Ste 110, Boise, ID 83709, USA

+1 (208) 322-4015

approvedcashadvance.com

Title Cash

1602-A E Seltice Way, Post Falls, ID 83854, USA

+1 (208) 457-9466

www.titlecash.com

Idaho Central Credit Union

1375 N Meridian Rd, Kuna, ID 83634, USA

+1 (208) 846-7000

www.iccu.com

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