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4.9 90 reviews
Loan agency in Post Falls, Idaho

1603 E Seltice Way Ste. B, Post Falls, ID 83854, USA
+1 (208) 773-7578
www.advanceamerica.net
Friday
9AM–6:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.

Love these ladies!! Best place to go for payday loans. They literally treat you like family!!!!

Adan Eichmann

Needed a loan for car repairs and was nervous about using a payday loan service but had no other options. To say I was pleasantly surprised by how easy it was and how …

Catalina Batz

Got a pay day loan today. The ladies here were so helpful and nice. They made a situation of having to borrow money not so bad. They have several pay back options that …

Art VonRueden DVM

These people are like family wonderful service!!!

Rebeka Nolan

Very helpful staff, enjoyed working with them for all of my money needs.

Jude Quitzon

Very friendly and did you know the do personal loans sweet

Kara Reichert Jr.

Didn't rent anything get place to get a loan as well

Waylon Prohaska

Such great service and best prices in town!

Ivory Purdy

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Post Falls, Idaho

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Hassle-free financial products are known as payday loans in Post Falls, id. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Advance America help issue a loan in Post Falls, Idaho?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the application when lenders in Post Falls, id will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Post Falls, Idaho

Advantage Plus Federal Credit Union

311 US-91, Preston, ID 83263, USA

+1 (208) 852-9999

www.advantagepluscreditunion.com

Mountain West Bank

331 Leadville Ave, Ketchum, ID 83340, USA

+1 (208) 622-1639

Northwest Farm Credit Services

370 N Meridian St Ste A, Blackfoot, ID 83221, USA

+1 (208) 782-3800

www.northwestfcs.com

Bank of Idaho

1800 Channing Way, Idaho Falls, ID 83404, USA

+1 (208) 524-5500

www.bankofidaho.com

ATM - Umpqua Bank

609 S Washington St 1st Floor, Moscow, ID 83843, USA

+1 (208) 882-6504

locations.umpquabank.com

Check `n Go

450 S Meridian Rd #35, Meridian, ID 83642, USA

+1 (208) 888-3548

locations.checkngo.com

Columbia Bank

414 Church St, Sandpoint, ID 83864, USA

+1 (208) 263-0505

www.columbiabank.com

Idaho Central Credit Union

3339 E Ustick Rd, Meridian, ID 83646, USA

+1 (208) 846-7000

www.iccu.com

Moneytree

2713 Blaine St Suite 400, Caldwell, ID 83605, USA

+1 (208) 459-6669

locations.moneytreeinc.com

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