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4.9 90 reviews
Loan agency in Post Falls, Idaho

1603 E Seltice Way STE B, Post Falls, ID 83854, USA
+1 (208) 773-7578
www.advanceamerica.net
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

Love these ladies!! Best place to go for payday loans. They literally treat you like family!!!!

Opal Russel

Needed a loan for car repairs and was nervous about using a payday loan service but had no other options. To say I was pleasantly surprised by how easy it was and how …

Antonio Stokes DDS

Got a pay day loan today. The ladies here were so helpful and nice. They made a situation of having to borrow money not so bad. They have several pay back options that …

Wilfrid Flatley

These people are like family wonderful service!!!

Mafalda Tillman

Great people, great service, great experience!

Timothy Veum

Great team of professionals and treats you like a family.

Horace Crist

The best, hands down, BEST company to get things done for any home needs.

Prince Buckridge

Currently employed there, so it's absolutely fantastic place

Gerard Williamson

Cleanest restrooms for a park.

Dr. Monty Heidenreich

Fish cleaning station was great!

Tracy McGlynn DVM

Pay Attention

Above-specified info provides the details about a definite lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Post Falls, Idaho

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Post Falls, Idaho is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Advance America help take out a loan in Post Falls, Idaho?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Post Falls, id will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Post Falls, Idaho

Edward Jones - Financial Advisor: Debbie Holmes

6600 Commercial Park Ave UNIT E, Rathdrum, ID 83858, USA

+1 (208) 687-5765

www.edwardjones.com

Wells Fargo Bank

1303 Addison Ave E, Twin Falls, ID 83301, USA

+1 (208) 735-3501

www.wellsfargo.com

U.S. Bank Branch

183 S State St, Rigby, ID 83442, USA

+1 (208) 745-8181

locations.usbank.com

U.S. Bank Branch

200 S Washington Ave, Emmett, ID 83617, USA

+1 (208) 365-4452

locations.usbank.com

Idaho Title Loans, Inc.

330 E Appleway Ave, Coeur d'Alene, ID 83814, USA

+1 (208) 666-0968

idahotitleloansinc.com

Idaho Central Credit Union

8760 N Government Way, Hayden, ID 83835, USA

+1 (208) 667-7722

www.iccu.com

D.L. Evans Bank - ATM ONLY

1301 S Utah Ave, Idaho Falls, ID 83402, USA

www.dlevans.com

Wells Fargo Bank

116 N Andrews St, Salmon, ID 83467, USA

+1 (208) 756-2245

www.wellsfargo.com

First Interstate Bank

491 N Main St Ste #101, Ketchum, ID 83340, USA

+1 (208) 726-2147

locations.firstinterstatebank.com

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