Domain Info
Created Date
1995-10-27
Mailing Address
Company Name
Contact Data
Feedback about Columbia Bank?
Here you read the feedback of our clients.
Would recommend - especially the Rathdrum location.
Yvonne Tillman
Very friendly and helpful staff that will go out of their way to help you.
Mr. Olin Johns Sr.
Pay Attention
Further there will be given the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.
Payday Loans in Rathdrum, Idaho
The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.
Such financial products as payday loan in Rathdrum, Idaho is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
How will Columbia Bank help issue a payday loan in Rathdrum, Idaho?
- 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you have to submit an application and get a deal.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Rathdrum, Idaho. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
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