Welcome to Our Online Loan Referral Service

4.5 4 reviews

6878 W Hwy 53, Rathdrum, ID 83858, USA
+1 (208) 687-5585
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1995-10-27

Mailing Address

Company Name

Contact Data

Feedback about Columbia Bank?

Here you read the feedback of our clients.

Would recommend - especially the Rathdrum location.

Yvonne Tillman

Very friendly and helpful staff that will go out of their way to help you.

Mr. Olin Johns Sr.

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Rathdrum, Idaho

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Rathdrum, Idaho is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Columbia Bank help issue a payday loan in Rathdrum, Idaho?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Rathdrum, Idaho. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Rathdrum, Idaho

Mountain West Bank - Bonners Ferry

7186 1st St, Bonners Ferry, ID 83805, USA

+1 (208) 267-3102

www.mountainwestbank.com

Rocky Mountain Title Loan

296 W Sunset Ave #27, Coeur d'Alene, ID 83815, USA

+1 (208) 667-9797

ATM (Key Bank)

1020 Caldwell Blvd, Nampa, ID 83651, USA

www.key.com

United Finance

1615 N Park Centre Pl, Nampa, ID 83651, USA

+1 (208) 466-7558

www.unitedfinance.com

U.S. Bank ATM - Cottonwood

104 Main St, Cottonwood, ID 83522, USA

+1 (800) 872-2657

usbank.com

U.S. Bank Branch

819 Main St, Buhl, ID 83316, USA

+1 (208) 543-4381

locations.usbank.com

D.L. Evans Bank

1310 12th Ave Rd, Nampa, ID 83686, USA

+1 (208) 466-5027

dlevans.com

U.S. Bank Branch

1900 19th Ave, Lewiston, ID 83501, USA

+1 (208) 743-1897

locations.usbank.com

Mark Onnen Mortgage Broker - Homebridge Financial

775 S Rivershore Ln Suite 220, Eagle, ID 83616, USA

+1 (208) 724-3035

www.markonnen.com

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