Welcome to Our Online Loan Referral Service

4.3 7 reviews

520 N Fifth Ave, Sandpoint, ID 83864, USA
+1 (800) 852-5316
www.hzcu.org
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
Friday
9:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–6PM

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Feedback about Horizon Credit Union?

Here you see the reviews of our customers.

We Love Horizon, they are always super friendly and extremely helpful.

Heber Kertzmann I

I find them sneaky and not for hard working people.

Brandi Carter

No one can beat them.

Verona Kunde

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Sandpoint, Idaho

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Sandpoint, id. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Horizon Credit Union help issue a payday loan in Sandpoint, Idaho?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Sandpoint, Idaho. The company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Sandpoint, Idaho

Horizon Credit Union

1401 E 6th St suite b, Weiser, ID 83672, USA

+1 (800) 852-5316

www.hzcu.org

Security Finance

2716 S Lincoln Ave B, Jerome, ID 83338, USA

+1 (208) 324-3605

www.securityfinance.com

Moneytree

690 West Quinn Road Suites C & D, Pocatello, ID 83202, USA

+1 (208) 637-2274

locations.moneytreeinc.com

Bank of the West

827 W Idaho St, Boise, ID 83702, USA

+1 (208) 343-0606

www.bankofthewest.com

U.S. Bank Branch

2220 12th Ave Rd, Nampa, ID 83686, USA

+1 (208) 442-5700

locations.usbank.com

D.L. Evans Bank

402 S Eagle Rd, Eagle, ID 83616, USA

+1 (208) 939-7040

dlevans.com

D.L. Evans Bank

731 N Main St suite a, Bellevue, ID 83313, USA

+1 (208) 788-2200

www.dlevans.com

First Federal Savings Bank

476 Cheney Dr W Suite 120, Twin Falls, ID 83301, USA

+1 (208) 933-2071

www.bankfirstfed.com

PNHS Homeownership Center

206 N Arthur Ave, Pocatello, ID 83204, USA

+1 (208) 232-9468

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