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Feedback about East Idaho Credit Union?
Here you read the reviews of our customers.
Yesterday I needed money, I decided to addressed East Idaho Credit Union. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.
Vernie Pfannerstill Jr.
Not the first time I use East Idaho Credit Union. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.
Jerrold Kutch III
East Idaho Credit Union seemed to me the fair. At least no insurance and extra charges. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.
Chanel Hessel V
Pay Attention
Above-specified info offers the details about a definite lending company. Below-defined info is devoted to general information about payday loans.
Payday Loans in Shelley, Idaho
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
Such financial products as payday loan in Shelley, Idaho is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will recieve.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
How will East Idaho Credit Union help take out a loan in Shelley, Idaho?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill out the following data:
After filling in an application, submit it and get the offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Shelley, id will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Shelley, Idaho
OneMain Financial
2287 E 17th St, Idaho Falls, ID 83404, USA
+1 (208) 552-5983
www.onemainfinancial.com
Pioneer Federal Credit Union
3197 E 8th N, Mountain Home, ID 83647, USA
+1 (208) 587-3304
www.pioneerfcu.org
Pioneer Federal Credit Union
551 S Middleton Rd, Middleton, ID 83644, USA
+1 (208) 587-3304
www.pioneerfcu.org
Quik Cash
45 S McKinley St Suite 105, Priest River, ID 83856, USA
+1 (208) 428-0066
www.qcholdings.com
