Welcome to Our Online Loan Referral Service


424 S Main St, Troy, ID 83871, USA
+1 (208) 835-2041
locations.umpquabank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about Umpqua Bank?

Below you read some of the testimonials of our customers.

Crazy interest rate. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady in the chat was very impolite. Not satisfied. Better explore another lender.

Dr. Allie Veum

I took out cash advance from Umpqua Bank 3 times. Paid off all my loans on schedule. Last morning wanted to borrow more, but they approved me for only $500 ???

Ms. Tiara Bins PhD

APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…

Garry Bergstrom

I took loans from Umpqua Bank many times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 7 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Davin Koepp

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Troy, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Troy, New York. The APR will be set individually for each case and will depend on the personal details the client filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Troy, Idaho

Sterling Bank

402 Main St, Riggins, ID 83549, USA

+1 (208) 628-3205

www.umpquabank.com

Westmark Credit Union

575 Jensen Grove Dr, Blackfoot, ID 83221, USA

+1 (208) 785-0404

www.westmark.org

Freedom Title Loans, Nampa

421 Caldwell Blvd #101, Nampa, ID 83651, USA

+1 (208) 505-8966

www.freedomtitleloans.com

Caliber Home Loans

310 E 2nd N St, Mountain Home, ID 83647, USA

+1 (208) 943-4750

caliberhomeloans.com

U.S. Bank Branch

200 S Washington Ave, Emmett, ID 83617, USA

+1 (208) 365-4452

locations.usbank.com

LendNation

1425 W Broadway St, Idaho Falls, ID 83402, USA

+1 (208) 524-2885

www.lendnation.com

Liberty Loans

617 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

+1 (208) 734-0817

approvedcashadvance.com

Northwest Title Loans

4005 W Riverbend Ave, Post Falls, ID 83854, USA

+1 (208) 773-4789

www.northwesttitleloans.net

Veterans United Home Loans of Mountain Home

2390 American Legion Blvd #3, Mountain Home, ID 83647, USA

+1 (208) 580-0051

mountainhome.veteransunited.com

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