Domain Info
Created Date
2000-07-31
Mailing Address
20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States
Company Name
Umpqua Bank
Umpqua Bank
What people think about Umpqua Bank?
Below you read some of the testimonials of our customers.
Crazy interest rate. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady in the chat was very impolite. Not satisfied. Better explore another lender.
Dr. Allie Veum
I took out cash advance from Umpqua Bank 3 times. Paid off all my loans on schedule. Last morning wanted to borrow more, but they approved me for only $500 ???
Ms. Tiara Bins PhD
APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…
Garry Bergstrom
I took loans from Umpqua Bank many times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 7 hours. It’s been 2 days – no money. They do not answer phone calls. Why???
Davin Koepp
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Troy, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is effortless and fast to get approved for payday loans in Troy, New York. The APR will be set individually for each case and will depend on the personal details the client filled in.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Troy, Idaho
Umpqua Bank
609 S Washington St 1st Floor, Moscow, ID 83843, USA
+1 (208) 882-6504
locations.umpquabank.com
Bank of the West
9140 Emerald St Ste 100, Boise, ID 83704, USA
+1 (208) 658-9747
www.bankofthewest.com
