Welcome to Our Online Loan Referral Service


424 S Main St, Troy, ID 83871, USA
+1 (208) 835-2041
locations.umpquabank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

What people think about Umpqua Bank?

Below you read some of the testimonials of our customers.

Crazy interest rate. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was terrible too. The lady in the chat was very impolite. Not satisfied. Better explore another lender.

Dr. Allie Veum

I took out cash advance from Umpqua Bank 3 times. Paid off all my loans on schedule. Last morning wanted to borrow more, but they approved me for only $500 ???

Ms. Tiara Bins PhD

APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…

Garry Bergstrom

I took loans from Umpqua Bank many times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 7 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Davin Koepp

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Troy, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Troy, New York. The APR will be set individually for each case and will depend on the personal details the client filled in.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Troy, Idaho

Latah Credit Union

875 Line St, Moscow, ID 83843, USA

+1 (208) 885-2786

latahcu.coop

First Interstate Bank

620 S Kimball Ave, Caldwell, ID 83605, USA

+1 (208) 454-3731

locations.firstinterstatebank.com

Security Finance

6942 W State St, Garden City, ID 83714, USA

+1 (208) 488-6462

www.securityfinance.com

Moneytree

8485 W Overland Rd, Boise, ID 83709, USA

+1 (208) 375-6665

locations.moneytreeinc.com

ATM (Key Bank)

1665 Blue Lakes Blvd N, Twin Falls, ID 83301, USA

www.key.com

Security Finance

2716 S Lincoln Ave B, Jerome, ID 83338, USA

+1 (208) 324-3605

www.securityfinance.com

Southeast Financial

275 S 5th Ave #120, Pocatello, ID 83201, USA

+1 (208) 236-6663

www.southeastfinancialloans.com

LendNation

830 W Cameron Ave, Kellogg, ID 83837, USA

+1 (208) 786-6300

www.lendnation.com

Idaho Central Credit Union

11255 W Fairview Ave, Boise, ID 83713, USA

+1 (208) 846-7000

www.iccu.com

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