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5 reviews

800 E Algonquin Rd, Algonquin, IL 60102, USA
+1 (847) 658-4535
www.algonquinstatebank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2004-08-05

Mailing Address

Illinois, United States

Company Name

Algonquin State Bank,NA

Algonquin State Bank,NA

Contact Data

What people think about Algonquin State Bank?

Below you find some of the opinions of our customers.

Algonquin State Bank seems nice. Used it twice. The first cash advance approved was small – $100, but next time the limit was increased to $1000. Closed the loan on schedule. The managers were friendly, they gave speedy answers to all my questions. No complaints. But their interest rates are not the lowest on the net.

Corbin Spencer PhD

Good lender with reasonable rates. They transferred the next morning, as promised. I will use Algonquin State Bank again if I need financial assistance.

Timmothy Steuber

Yesterday I needed $900 to cover utility bills. I decided to contact Algonquin State Bank. They only approved me for $500 but the process itself was transparent, and their rates were favorable.

Taya Welch

Algonquin State Bank seems reliable. Applied twice. The first loan approved was small – $400, but next time the limit was increased to $900. Paid off the loan early. The managers were amazing, they gave immediate answers to all my questions. No delays. But their rates are not the lowest on the net.

Lydia Legros

Important

Above there is information about a precise lender. Below you can see common aspects of payday loans.

Payday Loans in Algonquin, Illinois

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Algonquin, Illinois. The entire process is effortless. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are companies who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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