Welcome to Our Online Loan Referral Service

3.4 5 reviews

4435 Alby St, Alton, IL 62002, USA
+1 (618) 466-3884
www.altonizedfcu.org
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed

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What people think about Altonized Federal Credit Union?

Below you get acquainted with some of the reviews of our customers.

Without all of u and u always have my service!!!

Arden Ernser II

Great place to shop.

Prof. Edgar Nikolaus

Thanks for all the people who have made this store so wonderful to be a part of!

Cristina Schoen

Pay Attention

The previous three items charactirize a specific lender. But below you can read common information about payday loans.

Payday Loans in Alton, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Online cash advance loans can be the right solution to your unexpected financial issues in Alton , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit history. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Alton, Illinois

ATM (Associated Bank)

4400 Center Terrace, Rockford, IL 61108, USA

+1 (815) 987-3510

www.associatedbank.com

BMO Harris Bank

1190 McHenry Rd, Buffalo Grove, IL 60089, USA

+1 (847) 459-9300

branches.bmoharris.com

Farmers State Bank

55 N Elm St, Alto Pass, IL 62905, USA

+1 (618) 893-2464

www.myfsb.com

Security Finance

30 S 5th Ave, Canton, IL 61520, USA

+1 (309) 647-5063

www.securityfinance.com

Montana Capital Car Title Loans

1620 E New York St, Aurora, IL 60505, USA

+1 (630) 454-9018

montanacapital.com

PNC Bank ATM

27905 IL-176, Island Lake, IL 60042, USA

+1 (888) 762-2265

www.pnc.com

Shelby County State Bank

207 E Division St, Findlay, IL 62534, USA

+1 (217) 756-8573

www.scs-bank.com

Credit Union 1

232 N, Fourth St, Libertyville, IL 60048, USA

+1 (800) 252-6950

www.creditunion1.org

Prairie Community Bank

800 W Grant Hwy, Marengo, IL 60152, USA

+1 (815) 568-4100

www.prairiecommunitybank.com

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