Heights Finance Corporation Payday Loans Review

4.5 4 reviews

Loan agency in Alton, Illinois

Organization owner?

228 Regional Dr, Alton, IL 62002, USA

+1 (618) 462-0139

www.heightsfinance.com

Friday

8:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Domain Info

Created Date

1999-12-01

Mailing Address

Missouri, United States

Company Name

Pioneer Financial Services

Contact Data

What people think about Heights Finance Corporation?

Below you find some of the reviews of our customers.

Wasted too much efforts with this organization. They charge hidden fees! Illegit service

Ms. Lilly Trantow

Wasted too much efforts with this organization. They charge hidden fees! Illegit service

Pearline Muller

Ridiculous APR. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady in the chat was very impolite. Not recommended. Better consider another service.

Aidan Marquardt

Important

The previous three items charactirize a peculiar company. But below you can read general data about payday loans.

Payday Loans in Alton, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Alton, New York is are easy to get. The APR is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.