Welcome to Our Online Loan Referral Service


2998 Ogden Ave, Aurora, IL 60504, USA
+1 (630) 896-9000
www.merchantsbank.com

Domain Info

Created Date

1996-04-23

Mailing Address

Minnesota, United States

Company Name

Merchants Financial Group

Merchants Financial Group

Contact Data

Feedback about Merchants Bank?

Here you see the reviews of our clients.

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Abbigail Marks

No matter how much asked for a payday loan. Constantly refused. No idea why?

Ivory Beatty

I took out $300 for several days. When the payday loan was returned, they applied a great fees, I had to pay almost $400.

Michaela Klocko

No matter how much asked for a payday loan. Constantly denied. No idea why?

Nia Hayes

Pay Attention

Above-shown info offers the details about a exact lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Aurora, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Aurora, New York is taken out simply and quickly. The interest percentage is set considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Merchants Bank help take out a payday loan in Aurora, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Aurora, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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