Welcome to Our Online Loan Referral Service

5 3 reviews

122 S State St, Beardstown, IL 62618, USA
+1 (217) 323-4500
www.westcentralbank.com
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
9–11AM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2008-07-28

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about West Central Bank?

Here you grapple with the feedback of our clients.

Thanks to West Central Bank for helping when money is emergenctly needed. I have been applying to this service for amost a year and everything is always honest, without hidden charges.

Urban Bauch

Only an ID is needed to apply. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Alayna Swift II

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Meghan Hodkiewicz

West Central Bank is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Louvenia Rohan

Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Louvenia Grady

Pay Attention

Further there will be given the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Beardstown, Illinois

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Beardstown, Illinois is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates you will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will West Central Bank help take out a payday loan in Beardstown, Illinois?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Beardstown, Illinois. The lending company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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