Welcome to Our Online Loan Referral Service

2.8 27 reviews

731 E Bethalto Dr, Bethalto, IL 62010, USA
+1 (618) 258-3168
www.1stmidamerica.org
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about 1st MidAmerica Credit Union?

Here you grapple with the feedback of our customers.

I can't say enough great things about this team and these people.

Dr. Vince Huel

Very poor customer service and non existent customer loyalty.

Jermaine Crona

Mortgage lenders did the same thing to owners in the past.

Mr. Jaylen Wiegand

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Bethalto, Illinois

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in Bethalto, Illinois. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will 1st MidAmerica Credit Union help issue a loan in Bethalto, Illinois?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Bethalto, il will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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oportun.com

Parkway Bank & Trust Co

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+1 (847) 483-0000

www.parkwaybank.com

Heights Finance Corporation

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+1 (630) 236-5703

heightsfinance.com

First Midwest Bank ATM

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+1 (800) 322-3623

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Community State Bank

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+1 (217) 675-2311

www.commstatebank.com

Edward Jones - Financial Advisor: Jim McPherson, CFP®

316 1st Ave, Sterling, IL 61081, USA

+1 (815) 622-7948

www.edwardjones.com

Edward Jones - Financial Advisor: Nate Clemmer

40 Adloff Ln Suite 7, Springfield, IL 62703, USA

+1 (217) 529-1645

www.edwardjones.com

PLS Loan Store

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+1 (312) 377-2930

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