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2.5 2 reviews

368 Larry Power Rd, Bourbonnais, IL 60914, USA
+1 (815) 939-2105
www.riversidecu.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2000-10-18

Mailing Address

IL, United States

Company Name

LKCS

LKCS

Contact Data

Feedback about Riverside Community Credit Union?

Here you read the feedback of our customers.

Riverside Community Credit Union seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Alfreda Harvey

Thanks to Riverside Community Credit Union for assisting when money is emergenctly needed. I have been applying to this company for amost one year and everything is always honest, without hidden commissions.

Jonathon Hintz

Money was urgently needed. I left an online application in Riverside Community Credit Union. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Dr. Stephon Heller

I'm not ashamed to borrow money from Riverside Community Credit Union, now the whole world lives like this. I have already used payday loans many times, everything is convenient.

Randy Roob Jr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Bourbonnais, Illinois

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to take out payday loans in Bourbonnais, Illinois. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Riverside Community Credit Union help issue a loan in Bourbonnais, Illinois?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by lenders to issue a loan. The lending company process many aspects such as financial capabilities to approve the application. Payday loans in Bourbonnais, Illinois may help improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

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