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4.9 79 reviews
Loan agency in Calumet City, Illinois

555 Torrence Ave, Calumet City, IL 60409, USA
+1 (708) 868-9777
www.americashloans.net
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM

Domain Info

Created Date

1999-03-11

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about AmeriCash Loans?

Here you read the feedback of our clients.

I’ll reccommend this exact location if anyone has a money issue!

Luciano Johnson

Nice place fast good service

Edyth Ledner

Poor customer service Don’t greet nobody when you enter their facility......

Felicia Raynor

Great company to work with.

Dr. Lisandro Collier

Great customer service, Lawanda is the best

Alysha Wunsch

Friendly staff, good location with good environment nothing sketchy.

Mr. Tyreek Heidenreich II

When we went to return the tv they refused to give us our money back.

Jo Kreiger

Extremely helpful, gave me a good experience and a great deal!

Ms. Hulda Champlin DDS

I even work in fast food and never give my customers the service I received.

Ms. Alysha Rempel

Best prices ever,very friendly staff willing to help you.

Addie Green III

Our Church needed A PA amp and a keyboard for our 1st Service.

Mrs. Frieda Johnston II

Pay Attention

Above-specified info provides the details about a exact lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Calumet City, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Calumet City, Illinois are taken out hassle-free. The interest rate is dependent on the borrower's personal information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will AmeriCash Loans help issue a payday loan in Calumet City, Illinois?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Calumet City, Illinois. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Smart Street Loans

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World Finance

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+1 (618) 988-8274

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Compeer Financial

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Heartland Bank and Trust Company

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