What people think about PLS Financial?
Below you see some of the reviews of our clients.
Recently I urgently needed money to pay for a car repair. I submitted an application form via the website of PLS Financial. I entered the basic personal information. No phone calls. The necessary loan was approved within 20 minutes. The money was deposited to my bank account within 3 hours. Cool lender!
Christian Orn
PLS Financial seems fair. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.
Dr. Virgil Shanahan
Pay Attention
Now you can review general features of payday loans.
Payday Loans in Calumet City, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
It is simple and fast to get approved for payday loans in Calumet City, Illinois. The interest rate will be set individually for each case and will depend on the personal data the client provided.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments on scheduled.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Calumet City, Illinois
Cash America Pawn
1441 N Milwaukee Ave, Chicago, IL 60622, USA
+1 (773) 772-2400
www.cashamerica.com
First Midwest Bank
4001 W 95th St, Oak Lawn, IL 60453, USA
+1 (708) 499-1100
locations.firstmidwest.com
First National Bank - Mt Auburn
502 S Broad St, Mt Auburn, IL 62547, USA
+1 (217) 676-5191
www.fnbtaylorville.com
U.S. Bank Branch
451 S Schmale Rd, Carol Stream, IL 60188, USA
+1 (630) 668-4700
locations.usbank.com
Cornerstone Credit Union
640 Blackhawk Blvd, South Beloit, IL 61080, USA
+1 (815) 235-5855
www.cornerstonecu.org
First Bank Mt. Carmel Branch
601 N Market St, Mt Carmel, IL 62863, USA
+1 (618) 263-3833
www.myfirst.bank
Edward Jones - Financial Advisor: Philip A David, AAMS®
1414 State St, Lawrenceville, IL 62439, USA
+1 (618) 943-3487
www.edwardjones.com
