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4.8 22 reviews
Loan agency in Calumet City, Illinois

667 River Oaks Dr, Calumet City, IL 60409, USA
7 years in business
+1 (708) 891-2434
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2004-06-11

Mailing Address

Company Name

Contact Data

What people think about America's Financial Choice?

Below you read some of the testimonials of our clients.

The staff at this location were extremely polite and professional.

Mrs. Alize Cole Sr.

Great people who work with you

Dr. Ruby Gutmann Jr.

The service was simple and quick.

Marie Wehner Jr.

Extremely Rude staff behind the glass partition.

Myrtle Schultz

I had a very reliable check from an insurance company.

Bennett Swift

Friendly staff, clean store...but Lord have mercy...what some dried out chicken!

Prof. Deion Jast

Garbage food crappy service

Prof. Christopher Hamill I

The way he treats drivers in unprofessional, unethical, and down right rude.

Dr. Providenci Dietrich

I love the nice service and the friendly staff

Guadalupe Willms

I love this place for accessories and natural hair care products😍🤩😍

George Kuhlman

Wide variety of clothing for the whole family!!!!!

Dr. Paul Ledner II

Pay Attention

Above there is information about a definite company. Below you can review common characteristics of payday loans.

Payday Loans in Calumet City, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans may turn out an easy and speedy solution to a short-term problem in Calumet City, Illinois. Loans from payday lenders can get you funds quickly. Your interest rate will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can rescue consumers who have poor credit scores or have no credit score. But we recommend you that as with any loan you should only think about applying for a cash advance if you are sure that you can afford payments on scheduled.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

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