Welcome to Our Online Loan Referral Service

4.4 5 reviews

404 N Broad St, Carlinville, IL 62626, USA
+1 (217) 854-4755
www.ucbbank.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1996-06-25

Mailing Address

Company Name

Contact Data

What people think about United Community Bank?

Below you find some of the opinions of our clients.

Staff was very knowledgeable and helpful on getting the best return.

Dr. Stacey Ziemann PhD

I highly recommend this location!

Matteo Blick

Best people to deal with!

Quinton Turner

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general details about payday loans.

Payday Loans in Carlinville, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your temporary financial problems in Carlinville , Illinois because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Carlinville, Illinois

Associated Bank

10910 N Main St, Richmond, IL 60071, USA

+1 (815) 678-2461

www.associatedbank.com

BMO Harris Bank

1000 South La Grange Road, La Grange, IL 60525, USA

+1 (708) 482-5450

branches.bmoharris.com

Credit Union 1

9441 S Kedzie Ave, Evergreen Park, IL 60805, USA

+1 (800) 252-6950

www.creditunion1.org

Edward Jones - Financial Advisor: Jay Turnbull

2404 W Jefferson St A, Springfield, IL 62702, USA

+1 (217) 787-1710

www.edwardjones.com

Legence Bank

1133 N Carbon St, Marion, IL 62959, USA

+1 (618) 997-9275

legencebank.com

PNC Bank

1177 Lake Cook Rd, Buffalo Grove, IL 60089, USA

+1 (847) 215-6950

apps.pnc.com

Regions Bank

303 S Kickapoo St, Lincoln, IL 62656, USA

+1 (217) 651-6680

www.regions.com

Edward Jones - Financial Advisor: Mark Bretzmann, AAMS®

50 W Douglas St Suite 800, Freeport, IL 61032, USA

+1 (815) 232-1154

www.edwardjones.com

Minier Community Bank

119 S Minier Ave, Minier, IL 61759, USA

+1 (309) 392-3247

www.hometownbanks.com

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