Welcome to Our Online Loan Referral Service

4 reviews

207 W Washington St, Carlock, IL 61725, USA
+1 (309) 376-2311
hbtbank.com
Friday
8:30AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM

Domain Info

Created Date

1998-09-02

Mailing Address

Illinois, United States

Company Name

Heartland Bank & Trust Co.

Heartland Bank & Trust Co.

Contact Data

Feedback about Heartland Bank and Trust Company?

Here you get acquainted with the feedback of our customers.

The cash advance is transferred easily and quickly. There is a minus - a great rate when repaying a loan.

Baby Howell

Thanks to the specialists for the reliable service. They assisted in difficult times. For application you only need an ID.

Carolina Smitham IV

It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use Heartland Bank and Trust Company. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Ella Strosin DDS

Heartland Bank and Trust Company is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on time. The managers in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Prof. Dale Jacobi

Pay Attention

Above-defined info offers the details about a definite lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Carlock, Illinois

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Carlock, Illinois is taken out simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Heartland Bank and Trust Company help issue a loan in Carlock, Illinois?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Carlock, Illinois. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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