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4.9 21 reviews
Loan agency in Champaign, Illinois

1716 W Bradley Ave, Champaign, IL 61821, USA
+1 (217) 359-2274
www.heightsfinance.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM

Domain Info

Created Date

1999-12-01

Mailing Address

Missouri, United States

Company Name

Pioneer Financial Services

Pioneer Financial Services

Contact Data

What people think about Heights Finance Corporation?

Below you read some of the testimonials of our clients.

I highly recommend their staff to service your loan needs!

Sim Wolf

Would not do business there after this is paid off Herbert Epperson

Amy Greenholt

Quick and fast n easy and very nice people

Rashawn Ankunding

Went in to renew my loan and Grace was professional and great to work with!

Jan Barrows Jr.

Important

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Champaign, Illinois

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Champaign, Illinois. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments on time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

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Union Savings Bank

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Prairie State Bank & Trust

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OneMain Financial

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www.onemainfinancial.com

U.S. Bank ATM - Waterloo Schnucks

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Banterra Bank

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www.banterra.com

First Midwest Bank

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