Welcome to Our Online Loan Referral Service

4.5 11 reviews

2106 W John St, Champaign, IL 61821, USA
+1 (217) 356-9721
www.cicu.com
Saturday
8:30AM–12:30PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM

Domain Info

Created Date

1998-10-19

Mailing Address

2106 W JOHN ST, CHAMPAIGN, IL, 61821-3612, United States

Company Name

Central Illinois Credit Union

Central Illinois Credit Union

Contact Data

webmaster@cicu.com

+1.2173569721

+1.2173560044

Feedback about Central Illinois Credit Union?

Here you grapple with the reviews of our customers.

Been a member for 41years and have always been treated like family.

Ms. Fatima Metz

Bad business ethics and customer service.

Charlotte Wisoky

Great bank and excellent service!

Jaquan Davis

She helped us buy a house for our family.

Serena Corwin MD

Got a Home Equity loan in May.

Gail Halvorson

I was able to refinance a mortgage and it went really smoothly.

Lonny Gutkowski IV

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users grapple with general information about payday loans.

Payday Loans in Champaign, Illinois

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Champaign, il. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Central Illinois Credit Union help issue a payday loan in Champaign, Illinois?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Champaign, il will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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